2024 Coinsurance Lifetime Reserve Days. These 60 days can be used only once, and you will pay a coinsurance for each one ($816 per day in 2024). $408 coinsurance per day of each benefit period days 91 and beyond:

After 90 days, you will be charged a coinsurance of $816 per day for lifetime reserve days, up $16 from 2023. $816 coinsurance per each lifetime reserve day after day 90 for each benefit period (up to 60 days.